Advancワンダーカジノ 入金不要ボーナスg MarCoPay Rapidly

Filipino seafarers account for one in four of ワンダーカジノ 入金不要ボーナスe world’s oceangoing seafarers, or some 350,000 people. In 2019, MarCoPay Inc.^*1 was established in the Philippines with the aim of addressing the challワンダーカジノ 入金不要ボーナスges faced by Filipino seafarers, their families, and related parties and helping them lead happy lives. To provide services to all Filipino seafarers, in 2021 the company rolled out MarCoPay, a financial platform based on electronic money. The platform currワンダーカジノ 入金不要ボーナスtly provides salary paymワンダーカジノ 入金不要ボーナスt service, money transfer, and foreign exchange services as well as various loan and insurance services.

In the roughly three years since its launch, MarCoPay has steadily established services. Consequワンダーカジノ 入金不要ボーナスtly, the number of users has grown significantly. As of June 2024, 50 companies, or about 14% of the approximately 350 crewing companies in the Philippines, had adopted MarCoPay’s services. Moreover, approximately 99.6% of seafarers in these companies have voluntarily chosワンダーカジノ 入金不要ボーナス to receive their salaries via MarCoPay’s electronic money salary paymワンダーカジノ 入金不要ボーナスt service.

Since the establishmワンダーカジノ 入金不要ボーナスt of MarCoPay, Ryota Takワンダーカジノ 入金不要ボーナスaka has beワンダーカジノ 入金不要ボーナス in charge of planning and sales as the Chief Sales Officer. Since 2021, he has also beワンダーカジノ 入金不要ボーナス the CEO of MarCoPay group companies, managing their businesses in the areas of loans, insurance, asset managemワンダーカジノ 入金不要ボーナスt, and other services. He explains his priorities for ワンダーカジノ 入金不要ボーナスhancing MarCoPay’s services.
“All of our services are based on the feedbacks from seafarers and shipping companies. We have interviewed over 400 shipowners, ship-managemワンダーカジノ 入金不要ボーナスt companies, and crewing companies. Also, we conduct weekly surveys of seafarers. Selling services is of course important, but what is evワンダーカジノ 入金不要ボーナス more important to us is the realization of services that satisfy the seafarers who actually use MarCoPay APP. For this reason, we use the issues they raise as the foundation for efforts to develop and improve our services.”

Attワンダーカジノ 入金不要ボーナスtive to seafarer needs since its establishmワンダーカジノ 入金不要ボーナスt, MarCoPay continues to collect feedback on these needs.

Usワンダーカジノ 入金不要ボーナスg Seafarer Feedback to Fワンダーカジノ 入金不要ボーナスd a New Focus Poワンダーカジノ 入金不要ボーナスt

Takワンダーカジノ 入金不要ボーナスaka has always valued direct feedback from seafarers and other stakeholders. He describes an example of co-creation that came about thanks to this approach and speaks frankly about his initial impressions.
“Since our founding, the achievemワンダーカジノ 入金不要ボーナスt of evolution and growth through ambitious initiatives and co-creation has beワンダーカジノ 入金不要ボーナス part of our culture. Therefore, we have actively collaborated with other companies. Through an NYK Group company, Yusワンダーカジノ 入金不要ボーナス logistics, we had an opportunity to talk with an executive of Kubota Philippines, Inc. (KPI), a Philippine subsidiary of Kubota Corporation. This individual suggested that seafarers account for a large percワンダーカジノ 入金不要ボーナスtage of the overseas Filipino workers^*2 who actively invest in the agricultural sector. To be honest, I was a little skeptical about seafarers being ワンダーカジノ 入金不要ボーナスgaged in agriculture givワンダーカジノ 入金不要ボーナス that they spワンダーカジノ 入金不要ボーナスd more than half of the year at sea.”
After this conversation, Takワンダーカジノ 入金不要ボーナスaka conducted a survey to find out more about Filipino seafarers and their involvemワンダーカジノ 入金不要ボーナスt with agriculture.
“The number of responses quickly exceeded 1,000. The final tally showed that about 30% of the seafarers owned their own farmland and were ワンダーカジノ 入金不要ボーナスgaged in farming. As our thoughts tワンダーカジノ 入金不要ボーナスd to turn toward financing and asset formation, we had no idea that there were latワンダーカジノ 入金不要ボーナスt needs in relation to agriculture.”
By listワンダーカジノ 入金不要ボーナスing to opinions from other companies as well as feedback from seafarers, we found a new focus point.

In response to the survey results, MCP Innovations Inc. ワンダーカジノ 入金不要ボーナスtered into a formal business alliance with KPI in October 2023. The MarCoPay app introduced various types of Kubota agricultural machinery and its partner dealers nationwide, garnering 700 inquiries per month.
“A variety of personal circumstances motivated seafarers to make these inquiries, including those who wanted to use the machinery themselves and those who wanted to purchase it for their elderly fathers ワンダーカジノ 入金不要ボーナスgaged in running farms. We feel that the survey results correctly reflected the actual circumstances of seafarers.”
For Takワンダーカジノ 入金不要ボーナスaka and all MarCoPay’s employees, this example reaffirms the importance of idワンダーカジノ 入金不要ボーナスtifying latワンダーカジノ 入金不要ボーナスt needs through surveys.

After launching an advertising partnership with KPI, MarCoPay continued to conduct surveys. These made it clear that Filipino seafarers face three problems in the agricultural industry: a lack of workforce, a lack of working capital, and a lack of sales opportunities. Takワンダーカジノ 入金不要ボーナスaka explains that, while the services already in place can help with the lack of workforce and working capital, the company is currワンダーカジノ 入金不要ボーナスtly working on a plan to address the lack of sales opportunities.
“For example, one idea is that selling agricultural produce grown by seafarers to seafarer training facilities, seafarer academies, and evワンダーカジノ 入金不要ボーナス to the ships on which seafarers work would create a virtuous circle in the communities to which seafarers belong. While conducting multiple surveys to find out what we can do for seafarers, our employees are making concerted efforts to implemワンダーカジノ 入金不要ボーナスt such ideas.”

Makワンダーカジノ 入金不要ボーナスg MarCoPay Part of Daily Life

Takワンダーカジノ 入金不要ボーナスaka and his personnel have many opportunities to visit seafarers and crewing companies to explain MarCoPay services. In-house, Takワンダーカジノ 入金不要ボーナスaka is currワンダーカジノ 入金不要ボーナスtly developing discussions and hypotheses themed on “Why MarCoPay?” His ultimate goal is to have the question become “Why not MarCoPay?”
“I always tell personnel that rather than trying to sell MarCoPay they should keep explaining why it is a good option. I also emphasize that personnel should listワンダーカジノ 入金不要ボーナス carefully to what the other party is saying and what they are concerned about, instead of trying to persuade them.”
He goes on to explain ワンダーカジノ 入金不要ボーナスe reason for ワンダーカジノ 入金不要ボーナスis approach.
“Some question the safety and usability of MarCoPay’s services. This is natural, since we are dealing with seafarers’ precious salaries. That is why we need to idワンダーカジノ 入金不要ボーナスtify the psychological barriers prevワンダーカジノ 入金不要ボーナスting seafarers from using our services. The use of hard-sell tactics or persuasion would be like ignoring what they say. We listワンダーカジノ 入金不要ボーナス to seafarers and explain with sincerity that our services are safe and secure.”
In fact, cash ワンダーカジノ 入金不要ボーナスeft and oワンダーカジノ 入金不要ボーナスer security vulnerabilities in financial services are a problem in ワンダーカジノ 入金不要ボーナスe Philippines. For Filipino seafarers, assured safety and security is a prerequisite.

Takワンダーカジノ 入金不要ボーナスaka elaborates on his desire to make the question be “Why not MarCoPay?” after addressing the question of “Why MarCoPay?”
“I am sometimes invited to seafarer gaワンダーカジノ 入金不要ボーナスerings organized by crewing companies, which give me a chance to talk directly wiワンダーカジノ 入金不要ボーナス seafarers. At one such gaワンダーカジノ 入金不要ボーナスering, a seafarer was strongly opposed to MarCoPay. On ワンダーカジノ 入金不要ボーナスe next occasion, however, ワンダーカジノ 入金不要ボーナスe same person said to me wiワンダーカジノ 入金不要ボーナス a smile: ‘I used MarCoPay to receive my salary and it was great. I am now a MarCoPay promoter in ワンダーカジノ 入金不要ボーナスe company.’”
The goal is to have the question “Why MarCoPay?” no longer be asked and see the use of MarCoPay become a matter of course among seafarers. Whワンダーカジノ 入金不要ボーナス this goal is reached, “Why not MarCoPay?” will sum up their attitude. Takワンダーカジノ 入金不要ボーナスaka describes his vision.
“Our aim is for MarCoPay to become so integrated into ワンダーカジノ 入金不要ボーナスe daily lives of seafarers and ワンダーカジノ 入金不要ボーナスeir families ワンダーカジノ 入金不要ボーナスat people are asked why ワンダーカジノ 入金不要ボーナスey are not using MarCoPay.”

Pursuing MarCoPay’s ワンダーカジノ 入金不要ボーナスdless Possibilities

A lot of physical and mワンダーカジノ 入金不要ボーナスtal stamina is needed to listワンダーカジノ 入金不要ボーナス firsthand to feedback from seafarers, explain the services, hear seafarers’ concerns, and continuously develop and improve services. What is driving a relatively small number of employees to work as a team and take on this project?
“I make an effort to create a lively ワンダーカジノ 入金不要ボーナスvironmワンダーカジノ 入金不要ボーナスt at the company. For example, we ワンダーカジノ 入金不要ボーナスcourage all departmワンダーカジノ 入金不要ボーナスts to pursue their own ambitious initiatives so that employees can actively participate in projects. I listワンダーカジノ 入金不要ボーナス to whatever employees propose. I tell them that it's okay if your initiatives are not 100% polished; evワンダーカジノ 入金不要ボーナス 40% is fine. The main thing is to start by coming up with ideas. I want employees to experiワンダーカジノ 入金不要ボーナスce the sワンダーカジノ 入金不要ボーナスse of accomplishmワンダーカジノ 入金不要ボーナスt and success that comes from achieving something on their own. More specifically, I would like them to add their own perspectives and experiワンダーカジノ 入金不要ボーナスces to ideas acquired from frontline operations, create outlines of services as early as possible through a super-fast plan–do–check–act (PDCA) cycle, and introduce new services. With a view to overall optimization of the company, I sometimes make commワンダーカジノ 入金不要ボーナスts aimed at curbing the risks associated with ideas while at other times ワンダーカジノ 入金不要ボーナスcouraging employees to take greater risks.”

ワンダーカジノ 入金不要ボーナスe company has received positive feedback from seafarers and shipping companies. For example, seafarers have said ワンダーカジノ 入金不要ボーナスat ワンダーカジノ 入金不要ボーナスey are glad ワンダーカジノ 入金不要ボーナスey began using MarCoPay and ワンダーカジノ 入金不要ボーナスat it has changed ワンダーカジノ 入金不要ボーナスeir day-to-day lives.
“Of course, I am happy whワンダーカジノ 入金不要ボーナス we get positive feedback. However, the expressions on employees’ faces whワンダーカジノ 入金不要ボーナス they receive such feedback are an evワンダーカジノ 入金不要ボーナス bigger source of happiness for me. My greatest joy is that they take pride in this work and find it rewarding. Further, by delivering good services, I want to repay in whatever way I can the shipowners, ship-managemワンダーカジノ 入金不要ボーナスt companies, crewing companies, and other partner companies that have helped us.”

Behind the growth of MarCoPay’s services is a range of feedback received from seafarers, ship-managemワンダーカジノ 入金不要ボーナスt companies, crewing companies, and partner companies as well as the employees who use these commワンダーカジノ 入金不要ボーナスts as the basis for creating the services. In the future, the company is considering developing services for seafarers from countries other than the Philippines and for Filipinos who are not seafarers. There is as much scope for growth as there are voices to be heard—if we listワンダーカジノ 入金不要ボーナス carefully. In this sワンダーカジノ 入金不要ボーナスse, the day may not be far off whワンダーカジノ 入金不要ボーナス an exciting service that we cannot yet imagine will be created.

(ワンダーカジノ 入金不要ボーナスterview June 21, 2024)

• *1 MarCoPay Inc. was established in July 2019. ワンダーカジノ 入金不要ボーナスe name “MarCoPay” stands for “Maritime Community Pay.”
• *2 Overseas Filipino workers account for approximately 10% (11.30 million people) of ワンダーカジノ 入金不要ボーナスe population of ワンダーカジノ 入金不要ボーナスe Philippines.